HR 6574
Loan Equity for Advanced Professionals Act
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Bill overview
This bill aims to equalize student loan limits for graduate and professional students under the Higher Education Act. Currently, these students have lower loan limits than undergraduate students. The bill would increase the maximum annual loan amount to $50,000 and the total aggregate loan amount to $200,000, starting July 1, 2026. This change is intended to provide more financial support for advanced degree students.
Key provisions
- Increases the maximum annual Federal Direct Unsubsidized Stafford loan limit for graduate and professional students to $50,000.
- Increases the maximum aggregate Federal Direct Unsubsidized Stafford loan limit for graduate and professional students to $200,000.
- These changes will take effect on July 1, 2026.
- The bill amends Section 455(a)(4) of the Higher Education Act of 1965.
- The loan limits apply to Federal Direct Unsubsidized Stafford Loans.
- The bill applies to graduate students and professional students.
- Paragraphs 7(A) and 8 are referenced in the loan limit calculations.
Who is affected
- Graduate Students
- Professional Students
- Students pursuing advanced degrees
- Federal Direct Unsubsidized Stafford Loan Borrowers
Notable changes
- Graduate and professional students will have the same loan limits as undergraduate students.
- The current loan limits for graduate and professional students will be increased.
Sponsors
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119th CONGRESS — 1st Session
H. R. 6574
IN THE HOUSE OF REPRESENTATIVES
A BILL
To amend the Higher Education Act of 1965 to ensure that graduate and professional students have the same annual and aggregate limits for Federal Direct Unsubsidized Loans.
This Act may be cited as the Loan Equity for Advanced Professionals Act
.
Section 455(a)(4) of the Higher Education Act of 1965 (20 U.S.C. 1087e(a)) is amended—
by amending subparagraph (A) to read as follows:
by amending subparagraph (B) to read as follows: