HR 4167
Expanding Access to Lending Options Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 1:53 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
This bill aims to give the National Credit Union Administration (NCUA) more flexibility in setting the maximum terms for loans offered by federally chartered credit unions. Currently, loan maturities are limited to 15 years, and this bill would increase that limit to 20 years or longer, as determined by the NCUA through regulation. The goal is to expand lending options for credit union members and potentially make homeownership more accessible. This legislation focuses on providing the NCUA with greater authority in managing credit union lending practices.
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