HR 1815

VA Home Loan Program Reform Act

Law

Jurisdiction

US Congress

Session

119th Congress (2025-2026)

Last updated at

Jun 14, 2026, 1:49 AM

Official source

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Introduced
Passed House
Passed Senate
To President
Became Law

Bill overview

The VA Home Loan Program Reform Act aims to improve the VA’s ability to prevent foreclosures on home loans and offers a mechanism for the Department to step in and partially cover loan debts for veterans facing default. It establishes a five-year Partial Claim Program where the VA can purchase a portion of a defaulted loan, with borrowers liable for any losses. Additionally, the bill requires the VA to develop a strategy to ensure veterans can effectively secure real estate representation when purchasing homes with VA loans.

Positions across the state

No public positions recorded for this legislation.

CIVIK

LEGISLATION TRACKER

HR 1815Law

VA Home Loan Program Reform Act

Jurisdiction: US

Public Sentiment

No Data

0

Support

0

Oppose

CIVIKEngagement, Reclaimed.

civik.us/legislation/cmnm7g2r00hsjjr0hfcqrhjlj|Jun 14, 2026

CIVIK

LEGISLATION TRACKER

HR 1815Law

VA Home Loan Program Reform Act

Jurisdiction: US

Public Sentiment

No Data

0

Support

0

Oppose

CIVIKEngagement, Reclaimed.

civik.us/legislation/cmnm7g2r00hsjjr0hfcqrhjlj|Jun 14, 2026

Arguments in favor

Reasons to support this legislation.

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Arguments opposed

Reasons to oppose this legislation.

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Chronological record of actions on this bill from official records.

2025-07-30

Signed by President.

Passage without roll call

The official record shows passage by unanimous consent or voice vote where no roll call was taken. No member-level tally is available for these steps, and the district map does not apply.

7/15/2025SenateVoice vote
Passed Senate without amendment by Voice Vote. (consideration: CR S4373-4374)
No roll-call vote on record for this action.
7/15/2025Voice vote
Passed/agreed to in Senate: Passed Senate without amendment by Voice Vote.
No roll-call vote on record for this action.
5/19/2025HouseVoice vote
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2126-2127)
No roll-call vote on record for this action.
5/19/2025Voice vote
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2126-2127)
No roll-call vote on record for this action.

Floor votes and chamber actions

Recorded roll calls list how each member voted. Unanimous consent or voice vote appears in the official action history without a roll call; no member-level tally is available for those steps.

Passage without roll call

7/15/2025SenateVoice vote
Passed Senate without amendment by Voice Vote. (consideration: CR S4373-4374)
No roll-call vote on record for this action.
7/15/2025Voice vote
Passed/agreed to in Senate: Passed Senate without amendment by Voice Vote.
No roll-call vote on record for this action.
5/19/2025HouseVoice vote
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2126-2127)
No roll-call vote on record for this action.

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HR 1815

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Bill overview

Sponsors

Primary sponsor

Positions across the state

Arguments in favor

Arguments opposed

Legislative history

Passage without roll call

Floor votes and chamber actions

Passage without roll call

Bill text

Positions across the state

Legislative history

Passage without roll call

Floor votes and chamber actions

Passage without roll call