HR 5276
Community Bank LIFT Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 3:12 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
This bill, the Community Bank LIFT Act, changes how certain community banks are regulated by loosening capital requirements. Specifically, it increases the asset limit for qualifying community banks from $10 billion to $15 billion and adjusts the permitted range of their leverage ratio from 8% to 10% to 6% to 8%. The bill directs federal agencies to review the current system and propose rule changes to encourage more small community banks to participate and reduce regulatory burdens.
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