No Aid for Ghost Students Act of 2026
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Overview
The No Aid for Ghost Students Act of 2026 requires the Department of Education to implement an identity fraud detection system for the Free Application for Federal Student Aid (FAFSA). Starting October 1, 2026, the system will flag applications suspected of identity fraud, notifying both the applicant and the higher education institution. Institutions will then be required to verify the applicant’s identity through in-person or live video verification before disbursing federal financial aid, and must report this verification to the Department of Education.
Key provisions
- Establishes an identity fraud detection system for the FAFSA.
- Requires the Department of Education to notify applicants and institutions of suspected identity fraud.
- Institutions must verify applicant identity in person or via live video before disbursing financial aid.
- Institutions must notify the Department of Education upon confirming an applicant’s identity.
- The Secretary of Education must establish guidelines for identity verification procedures.
- Requires the Secretary to submit reports on the identity fraud detection system to Congress.
- Updates section 487(a)(15) to prohibit disbursement of aid unless identity is verified.
- Mandates an annual evaluation of the system's effectiveness.
Who is affected
- Students applying for federal financial aid
- Institutions of Higher Education (IHEs)
Bill text
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