S 1921
Veterans Housing Stability Act of 2025
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Bill overview
The Veterans Housing Stability Act of 2025 aims to help veterans facing mortgage defaults by establishing the Partial Claim Program. This program allows the Department of Veterans Affairs to purchase a portion of a defaulted loan to prevent foreclosure, requiring the borrower to repay the amount over time and granting the VA a secured interest in the property. The bill also introduces civil penalties for loan holders who make false statements related to the program and mandates loss mitigation procedures for loan holders to prevent foreclosures. Finally, it encourages a temporary moratorium on foreclosures while the program is operational.
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