S 964
Property Improvement and Manufactured Housing Loan Modernization Act of 2025
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Bill overview
This bill, the Property Improvement and Manufactured Housing Loan Modernization Act of 2025, aims to update loan limits for both manufactured and traditional housing and clarify the use of property improvement loans. Specifically, it increases loan limits for single-family homes and manufactured homes, and allows property improvement loans to be used for constructing accessory dwelling units (ADUs). The bill also directs the Department of Housing and Urban Development (HUD) to study the cost-effectiveness of factory-built housing and establish a method for indexing loan limits annually.
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