S 2471
21st Century Mortgage Act of 2025
Take action
Record your position on this measure.
Sign in to record your position, submit testimony, or contact your legislator.
Sign in to take action- Introduced
- Passed Senate
- Passed House
- To President
- Became Law
Bill overview
The 21st Century Mortgage Act of 2025 requires Fannie Mae and Freddie Mac to consider digital assets held by borrowers when assessing the risk of mortgage loans. It defines key terms related to digital assets, establishes requirements for qualified custodial arrangements, and mandates adjustments for market volatility and concentration. The act also necessitates board and agency review of any changes to methodologies used for assessing digital assets.
Sponsors
Official sponsors from legislative records.
Primary sponsor
Arguments in favor
Reasons to support this legislation.
No arguments in favor have been submitted.
Submit yoursArguments opposed
Reasons to oppose this legislation.
No arguments opposed have been submitted.
Submit yoursRead the latest version inline or switch to a previous version.