S 2349
INSURE Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 9:08 AM
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Sign in to take action- Introduced
- Passed Senate
- Passed House
- To President
- Became Law
Bill overview
The INSURE Act aims to create a federal reinsurance program to help property insurers manage catastrophic losses from events like wind, wildfires, and floods. It establishes the Federal Catastrophe Reinsurance Fund and requires insurers to participate, gradually expanding coverage to include earthquakes. The bill also includes provisions for data collection, advisory committees, and a pilot program for longer-term insurance policies to encourage loss prevention investments. Ultimately, the goal is to stabilize the property insurance market and reduce the financial impact of major disasters.
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