S 2053
A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products.
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 8:55 AM
Take action
Sign in to record your position, submit testimony, or contact your legislator.
Sign in to take action- Introduced
- Passed Senate
- Passed House
- To President
- Became Law
Bill overview
This bill aims to allow ‘Write Your Own’ insurance companies to offer private flood insurance policies that compete with the existing National Flood Insurance Program (NFIP). Currently, there’s a restriction that prevents these companies from offering flood insurance without agreeing to certain conditions. The bill removes this restriction, allowing Write Your Own companies to sell private flood insurance and adjust claims independently. It also prevents the NFIP Administrator from imposing restrictions on these companies’ ability to compete.
Arguments in favor
Reasons to support this legislation.
No arguments in favor have been submitted.
Submit yoursArguments opposed
Reasons to oppose this legislation.
No arguments opposed have been submitted.
Submit yoursRead the latest version inline or switch to a previous version.