Health Marketplace for All Act of 2025
Take action
Record your position on this measure.
Create an account to record your position, submit testimony, or contact your legislator.
Progress
Where this bill stands in the legislative process.
- Introduced
- Passed Senate
- Passed House
- To President
- Became Law
Overview
The Health Marketplace for All Act of 2025 amends the Employee Retirement Income Security Act (ERISA) to allow health marketplace pools – groups of employers or other entities – to be treated as employers for the purpose of offering group health plans or insurance coverage. This would enable these pools to provide health benefits to their members, employees, and their dependents, potentially expanding access to healthcare. The bill establishes specific requirements for these pools, including ensuring nondiscrimination in coverage and allowing for various types of coverage options.
Key provisions
- Allows health marketplace pools to be considered employers under ERISA.
- Establishes requirements for health marketplace pools, including good faith formation and non-discrimination in membership.
- Permits health marketplace pools to offer group health plans or insurance coverage to members, employees, and their dependents.
- Allows for different rates of coverage based on individual circumstances.
- Provides flexibility for health marketplace pools to offer drug coverage, including coverage of over-the-counter medications.
- Defines eligibility for membership in a health marketplace pool.
- Clarifies that participation in a health marketplace pool does not automatically create an employer or joint employer relationship.
- Includes conforming amendments to ERISA to reflect these changes.
Who is affected
Bill text
Read the latest version inline or switch to a previous version.
Text extraction is in progress. View the official source.
Sponsors
Official sponsors from legislative records.
2 on record
Primary sponsor
Cosponsor
Arguments
Reasons offered for and against this legislation.
Arguments in favor
No arguments in favor have been submitted.
Submit yoursArguments opposed
No arguments opposed have been submitted.
Submit yours