Living Donor Protection Act of 2025
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed Senate
- Passed House
- To President
- Became Law
Overview
The Living Donor Protection Act of 2025 prohibits life, disability, and long-term insurance companies from denying coverage or increasing premiums based solely on a person’s status as a living organ donor. It also clarifies that recovery from organ donation surgery qualifies as a serious health condition under the Family and Medical Leave Act, providing job-protected leave for donors. Furthermore, the Department of Health and Human Services will update educational materials to inform the public about the benefits, risks, and insurance implications of living organ donation.
Key provisions
- Insurance companies cannot deny, cancel, or increase premiums for living organ donors.
- Recovery from organ donation surgery is considered a qualifying serious health condition under the Family and Medical Leave Act.
- Federal civil service employees are included in the FMLA protections for organ donation recovery.
- The Department of Health and Human Services must update educational materials on living organ donation.
- These updates will cover the benefits and risks of donation and its impact on insurance access.
- State insurance regulators are authorized to enforce the bill’s provisions.
Who is affected
- Living organ donors
- Life insurance policyholders
- Disability insurance policyholders
- Long-term care insurance policyholders
- Federal employees
Notable changes
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