Protecting Health Care and Lowering Costs Act
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed Senate
- Passed House
- To President
- Became Law
Overview
The Protecting Health Care and Lowering Costs Act permanently extends enhanced provisions for the premium tax credit, making the 400% income limit for eligibility permanent and eliminating the inflation adjustment to applicable percentages. It also repeals several changes made by the One Big Beautiful Bill Act (OBBBA) related to Medicaid, Medicare, and premium tax credit verification requirements. These repeals include modifications to Medicare eligibility, retroactive Medicaid coverage, and the premium tax credit verification process.
Key provisions
- Permanently eliminates the 400% maximum income limit for premium tax credit eligibility.
- Eliminates the inflation adjustment to the applicable premium tax credit percentages.
- Lowers the applicable premium tax credit percentages.
- Repeals certain Medicare and Medicare eligibility and verification requirements enacted by the OBBBA.
- Repeals the reduced window for retroactive Medicaid coverage enacted by the OBBBA.
- Repeals premium tax credit verification requirements enacted by the OBBBA.
- Modifies the sliding scale for determining premium tax credit percentages based on household income tiers.
Who is affected
- Taxpayers eligible for the premium tax credit
- Individuals seeking health insurance through health insurance exchanges
- Individuals receiving Medicaid benefits
- Individuals receiving Medicare benefits
Bill text
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