AB 295

This bill aims to speed up the process of obtaining prior authorization for health insurance claims in Nevada. It requires insurers, including Medicaid and the Children’s Health Insurance Program, to approve or make a determination on prior authorization requests within five days for non-urgent care and 48 hours for urgent care. The bill also mandates that insurers inform insureds when they use artificial intelligence to process these requests and prohibits using AI to make adverse decisions without independent physician review. Finally, it requires insurers to annually report on prior authorization requests to the state, promoting transparency and accountability.