A 3665
Prohibits use of gap in automobile insurance coverage as rating factor in automobile insurance underwriting under certain circumstances.
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Sign in to take action- Introduced
- Passed General Assembly
- Passed Senate
- To Governor
- Became Law
Bill overview
This bill prohibits insurance companies in New Jersey from using gaps in automobile insurance coverage as a factor when determining insurance rates. Specifically, it restricts insurers from assigning a higher risk tier or rating to an applicant solely based on a lapse in coverage for a previously held policy. The bill aims to ensure fair insurance practices and prevent discriminatory rating practices based on past coverage gaps.
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