A 3902
Prohibits use of anti-concurrent causation clauses in homeowners insurance policies.
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Sign in to take action- Introduced
- Passed General Assembly
- Passed Senate
- To Governor
- Became Law
Bill overview
This bill aims to protect New Jersey homeowners by prohibiting insurance companies from using ‘anti-concurrent causation’ clauses in their homeowners insurance policies. These clauses currently allow insurers to deny coverage if a loss or damage is caused by both a covered and an uncovered peril. The law would make it so that homeowners are fully covered when multiple causes of damage occur simultaneously, ensuring fairer claims processing. The bill will take effect 90 days after it is enacted.
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Primary sponsors
Sterley Stanley
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