Provides that private passenger automobile insurance rating territories shall not place exposure in territory based on ZIP code under certain circumstances.
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Progress
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- Introduced
- Passed Senate
- Passed General Assembly
- To Governor
- Became Law
Overview
This bill aims to prevent insurance companies from using ZIP codes to determine where to rate auto insurance policies. Specifically, it prohibits placing exposure in a territory solely based on a ZIP code if that ZIP code crosses a municipal boundary. Instead, the bill requires that the exposure be placed in the territory where the vehicle is garaged, ensuring a more localized and accurate rating process.
Bill text
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