Requires insurers offering commercial general liability insurance policies to provide notification of exclusion for communicable disease.
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Progress
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- Introduced
- Passed Senate
- Passed General Assembly
- To Governor
- Became Law
Overview
This bill requires New Jersey insurers offering commercial general liability insurance policies to clearly notify potential buyers and existing policyholders about any exclusions related to coverage for communicable diseases, including coronavirus disease 2019. Insurers must provide a separate statement detailing whether the policy covers such transmission and, if an exclusion exists, the cost to remove it or an alternative source of coverage. Failure to provide this notification will render the exclusion invalid, effectively guaranteeing coverage for communicable diseases within the policy.
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