SJRES 176
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Disclosure of Consumer Complaint Narrative Data".
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Bill overview
This joint resolution aims to overturn a rule issued by the Bureau of Consumer Financial Protection. The rule in question concerned the withdrawal of a previous rule regarding the disclosure of consumer complaint narrative data. Congress is using the process of congressional disapproval to effectively nullify this Bureau action.
Key provisions
- Congress disapproves of the Bureau of Consumer Financial Protection’s rule.
- The rule regarding the withdrawal of the disclosure of consumer complaint narrative data is invalidated.
- The disapproved rule will not be enforced.
- This action is taken under chapter 8 of title 5, United States Code.
Who is affected
- Consumers
- The Bureau of Consumer Financial Protection
- Financial Institutions
Notable changes
- This resolution seeks to reverse a specific Bureau action regarding data disclosure.
- It establishes a mechanism for Congress to challenge agency rules.
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119th CONGRESS — 2d Session
S. J. RES. 176
IN THE SENATE OF THE UNITED STATES
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Disclosure of Consumer Complaint Narrative Data
.
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Disclosure of Consumer Complaint Narrative Data (80 Fed. Reg. 15572 (March 24, 2015))
(90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.