SJRES 162
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2015-07 re: in-person collection of consumer debt".
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Bill overview
This joint resolution seeks to overturn a rule issued by the Bureau of Consumer Financial Protection. The rule concerned the withdrawal of a previous rule (Bulletin 2015-07) regarding in-person collection of consumer debt. Congress is using the process of congressional disapproval to invalidate this specific Bureau action.
Key provisions
- Congress disapproves the Bureau of Consumer Financial Protection’s rule.
- The rule regarding Bulletin 2015-07 on in-person consumer debt collection is nullified.
- The rule is deemed to have no force or effect.
- This action utilizes the congressional disapproval process under Title 5 of the United States Code.
Who is affected
- Consumers
- Debt collection agencies
- The Bureau of Consumer Financial Protection
Notable changes
- Reinstates the previous Bulletin 2015-07 guidelines for in-person consumer debt collection.
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119th CONGRESS — 2d Session
S. J. RES. 162
IN THE SENATE OF THE UNITED STATES
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Bulletin 2015–07 re: in-person
collection of consumer debt
.
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Bulletin 2015–07 re: in-person collection of consumer debt (December 16, 2015))
(90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.