SJRES 159
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts".
Take action
Record your position on this measure.
Sign in to record your position, submit testimony, or contact your legislator.
Sign in to take action- Introduced
- Passed Senate
- Passed House
- To President
- Became Law
Bill overview
This joint resolution seeks to overturn a rule issued by the Bureau of Consumer Financial Protection. The rule concerned the withdrawal of a previous circular (CFP Circular 2022-05) that addressed debt collection practices related to nursing home debts. Congress is using the process of congressional disapproval to invalidate this specific rule, effectively preventing it from being implemented.
Key provisions
- Congress is exercising its authority to disapprove federal agency rules.
- The resolution targets a specific rule related to debt collection practices.
- The rule in question concerns CFP Circular 2022-05.
- The rule addressed debt collection practices involving invalid nursing home debts.
- The resolution aims to nullify the rule’s force and effect.
Who is affected
- Consumers
- Nursing home residents and their families
- Debt collectors
- The Bureau of Consumer Financial Protection
- The Department of the Treasury
Notable changes
- This action represents a congressional attempt to limit the Bureau of Consumer Financial Protection’s authority.
- It specifically challenges a recent rule regarding debt collection practices.
Arguments in favor
Reasons to support this legislation.
No arguments in favor have been submitted.
Submit yoursArguments opposed
Reasons to oppose this legislation.
No arguments opposed have been submitted.
Submit yoursRead the latest version inline or switch to a previous version.
119th CONGRESS — 2d Session
S. J. RES. 159
IN THE SENATE OF THE UNITED STATES
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Consumer Financial Protection Circular 2022–05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts
.
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Consumer Financial Protection Circular 2022–05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts (87 Fed. Reg. 57375 (September 20, 2022))
(90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.