HB 2852
Relating to portable benefit plans
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Sign in to take action- Introduced
- Passed House of Delegates
- Passed Senate
- To Governor
- Became Law
Bill overview
This bill establishes a state-sponsored portable insurance benefit plan for West Virginia residents. It aims to create a uniform partnership between hiring parties and independent contractors regarding insurance coverage. The plan would offer voluntary insurance products regulated by the Insurance Commissioner and be administered by a director and a finance board. The bill also outlines provisions for contributions, coverage for spouses and dependents, and retiree participation, and establishes a schedule of insurance.
Key provisions
- Establishes a West Virginia Portable Insurance Benefit Plan to offer voluntary insurance products to residents.
- Defines key terms, including ‘Director,’ ‘Hiring Party,’ and ‘Independent Contractor.’
- Requires hiring parties to contribute to the portable benefit plan, but prohibits using these contributions as a criterion for employment classification.
- Creates a finance board to oversee the plan's financial stability and establish premium costs.
- Mandates that the plan offer optional dental, optical, disability, and prepaid retirement plans.
- Requires the director to establish a preferred provider system for healthcare delivery.
- Allows for coverage of spouses and dependents under certain conditions.
- Provides for retiree participation in the plan.
Who is affected
- Independent Contractors
- Hiring Parties
- West Virginia Residents
- Healthcare Providers
- Insurance Companies
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