H 1271
An Act relative to home owners insurance and funding repairs
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- Passed House
- Passed Senate
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Bill overview
This bill addresses homeowners insurance and funding for repairs related to damage caused by severe weather events. It proposes establishing a state fund to assist homeowners in Massachusetts who have incurred significant repair costs due to events like flooding, storms, and wildfires, which may not be fully covered by standard insurance policies. The bill aims to provide financial assistance to help homeowners rebuild and recover after such disasters. It also seeks to clarify insurance coverage requirements for these types of damages.
Key provisions
- Creates a state fund to provide financial assistance to homeowners for repairs after severe weather events.
- Addresses gaps in homeowners insurance coverage for damage from flooding, storms, and wildfires.
- Establishes criteria for determining eligibility for assistance from the state fund.
- Requires insurance companies to provide clear information to homeowners about coverage for these types of events.
- Specifies the types of repairs that are eligible for funding.
Who is affected
- Homeowners in Massachusetts
- Insurance companies
- State government
- Emergency management agencies
Notable changes
- Expands coverage for certain types of weather-related damage beyond standard insurance policies.
- Establishes a new state funding mechanism to supplement private insurance coverage.
Sponsors
Official sponsors from legislative records.
Primary sponsor
James M. Murphy
Cosponsor
James M. Murphy
Arguments in favor
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Bill H.1271 194th (Current)
An Act relative to home owners insurance and funding repairs
By Representative Murphy of Weymouth, a petition (accompanied by bill, House, No. 1271) of [PETITIONERS LIST] relative to home owners insurance and funding repairs. Financial Services.
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Bill Information
Bill Information
Presenter: James M. Murphy Status: Referred to House Committee on Bills in the Third Reading
Tabs
Bill History Petitioners Committee Vote Committee Summary Hearing Attendance
Bill History
Displaying 7 actions for Bill H.1271
| Date | Branch | Action |
| 2/27/2025 | House | Referred to the committee on Financial Services |
| 2/27/2025 | Senate | Senate concurred |
| 9/5/2025 | Joint | Hearing scheduled for 09/15/2025 from 10:30 AM-01:00 PM in A-1 |
| 1/12/2026 | House | Bill reported favorably by committee and referred to the committee on House Steering, Policy and Scheduling |
| 2/2/2026 | House | Committee reported that the matter be placed in the Orders of the Day for the next sitting |
| 2/2/2026 | House | Rules suspended |
| 2/2/2026 | House | Read second and ordered to a third reading |
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