H 375
An Act relative to transparency in credit card fees
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- Passed House
- Passed Senate
- To Governor
- Became Law
Bill overview
This bill aims to increase transparency around fees charged on credit cards. It requires credit card companies to clearly disclose all fees, including late payment fees, over-the-limit fees, and annual fees, to consumers before they are incurred. The goal is to help consumers understand and manage their credit card costs more effectively. The bill also seeks to standardize how these fees are presented.
Key provisions
- Credit card companies must disclose all fees upfront.
- Fees must be clearly explained to consumers.
- The bill intends to standardize the presentation of fee information.
- The legislation addresses surcharges associated with credit card transactions.
Who is affected
- Consumers
- Credit Card Companies
- Financial Institutions
Notable changes
- Requires clear disclosure of all credit card fees.
- Standardizes the presentation of fee information.
Sponsors
Official sponsors from legislative records.
Primary sponsor
Colleen M. Garry
Cosponsors
Christopher M. Markey
Colleen M. Garry
James Arciero
Steven George Xiarhos
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Bill H.375 194th (Current)
An Act relative to transparency in credit card fees
By Representative Garry of Dracut, a petition (accompanied by bill, House, No. 375) of Colleen M. Garry relative to credit card surcharges. Consumer Protection and Professional Licensure.
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Bill Information
Bill Information
Presenter: Colleen M. Garry
Tabs
Bill History Petitioners Committee Summary Hearing Attendance
Bill History
Displaying 5 actions for Bill H.375
| Date | Branch | Action |
| 2/27/2025 | House | Referred to the committee on Consumer Protection and Professional Licensure |
| 2/27/2025 | Senate | Senate concurred |
| 5/23/2025 | Joint | Hearing scheduled for 06/02/2025 from 01:00 PM-05:00 PM in B-2 |
| 8/25/2025 | House | Reporting date extended to Wednesday, March 18, 2026 |
| 4/2/2026 | House | Accompanied a study order, see H5320 |
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