An Act eliminating geographic auto insurance discrimination
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed Senate
- Passed House
- To Governor
- Became Law
Overview
This bill aims to eliminate discriminatory auto insurance pricing based on a driver’s location within Massachusetts. Currently, insurance companies may charge higher premiums to drivers in certain zip codes, even if their driving records are similar to those in other areas. The legislation seeks to prevent this practice and promote fairer insurance rates across the state. It intends to address concerns about geographic discrimination in auto insurance pricing.
Key provisions
- Prohibits insurance companies from using geographic location as the sole or primary factor in determining auto insurance rates.
- Requires insurance companies to consider factors such as driving history and vehicle type when setting premiums.
- Establishes a process for consumers to challenge insurance rates they believe are unfairly high due to location.
- Directs the Department of Insurance to investigate and address instances of geographic discrimination.
Who is affected
- Massachusetts residents
- Auto insurance consumers
- Insurance companies
- The Department of Insurance
Notable changes
- Addresses concerns about unequal insurance rates based on zip code.
- Potentially levels the playing field for drivers across Massachusetts.
- May require insurance companies to adjust their pricing models.
Bill text
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Sponsors
Official sponsors from legislative records.
3 on record
Primary sponsor
Cosponsors
Danillo A. Sena
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