An Act relative to health insurance coverage notification
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed Senate
- Passed House
- To Governor
- Became Law
Overview
This bill requires health insurance companies in Massachusetts to provide patients with at least 60 days’ notice before any increase in their out-of-pocket health insurance costs. The goal is to give patients more time to understand and potentially adjust to these changes. The legislation aims to increase transparency and protect consumers from unexpected financial burdens related to their health insurance plans. It is intended to ensure patients have sufficient time to evaluate and respond to changes in their coverage.
Key provisions
- Health insurers must notify patients of any increase in out-of-pocket costs.
- Notifications must be provided at least 60 days in advance.
- The notification must clearly explain the nature and amount of the increase.
- The bill applies to all health insurance plans operating in Massachusetts.
Who is affected
- Patients with health insurance coverage in Massachusetts
- Health insurance companies operating in Massachusetts
- Consumers
Notable changes
- Currently, health insurers may not always provide sufficient advance notice of cost increases.
- This bill establishes a minimum notification period of 60 days.
Bill text
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Sponsors
Official sponsors from legislative records.
2 on record
Primary sponsor
Jacob R. Oliveira
Cosponsor
Jacob R. Oliveira
Arguments
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