2025 Regular Session
HB 3505
Relating to insurance
Passed Second Chamber Committee
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- Passed House of Delegates
- Passed Senate
- To Governor
- Became Law
Bill overview
This bill requires insurance policies and plans issued on or after January 1, 2026, to cover scalp cooling systems used during cancer chemotherapy treatment. These systems are designed to prevent or reduce hair loss. Coverage may be subject to standard deductibles and coinsurance arrangements as determined by the state’s insurance commissioner.
Key provisions
- Requires insurance coverage for scalp cooling systems used during cancer chemotherapy.
- The requirement applies to policies issued on or after January 1, 2026.
- Coverage is subject to annual deductibles and coinsurance.
- Defines a ‘scalp cooling system’ as a device repeatedly used to cool the scalp for medical purposes.
- The Commissioner has the authority to determine appropriate deductibles and coinsurance amounts.
Who is affected
- Cancer patients undergoing chemotherapy
- Insurance companies
- Healthcare providers
- Health insurance policyholders
Notable changes
- Introduces a new requirement for insurance coverage of scalp cooling systems.
- Specifies the effective date of the coverage requirement (January 1, 2026).
Sponsors
Official sponsors from legislative records.
Primary sponsor
Barnhart
SenateWVRepublican
Cosponsors
Cannon
HouseWVRepublican
Canterbury
HouseWVRepublican
Dittman
HouseWVRepublican
Fehrenbacher
HouseWVRepublican
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