HR 8338
SAFER Act of 2026
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 1:34 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
The Safeguarding Americans’ Fairly Earned Retirement Act (SAFER Act) aims to prevent the premature transfer of investments, including securities and digital assets, to state unclaimed property programs. It requires financial institutions to hold onto these assets for longer periods – at least three years after confirmation of a natural person’s death and five years after no contact with a representative – unless certain conditions are met. The bill also establishes a process for financial institutions to periodically check for deceased account holders and preempts state laws that conflict with these protections.
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