HR 8356
Clean Slate through Consolidation Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 3:14 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
This bill, the Clean Slate through Consolidation Act, aims to help borrowers with defaulted student loans by simplifying the process of clearing their credit history. It requires lenders to request that credit reporting agencies remove the record of default from a borrower’s credit report when they successfully consolidate their defaulted federal student loans into a new Federal Direct Consolidation Loan, which effectively discharges the original debt. This would provide borrowers with a ‘clean slate’ regarding their credit history after completing the consolidation process. The goal is to improve access to credit and reduce the long-term negative impact of defaulted student loans.
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