HR 8504
Rural Health Resilience Act of 2026
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Bill overview
The Rural Health Resilience Act of 2026 aims to support rural health centers facing financial difficulties by providing loans and loan guarantees. It defines eligible health centers as including various types of hospitals, clinics, and behavioral health centers located in rural areas or serving rural communities. The program prioritizes assistance to sole community providers, those in high-poverty areas, and hospitals offering critical emergency services, allowing funds to be used for facility upgrades, operational costs, and debt management to prevent closures or service reductions.
Key provisions
- Provides loans and loan guarantees to rural health centers experiencing financial distress.
- Defines eligible health centers including hospitals, clinics, and behavioral health centers.
- Prioritizes assistance to sole community providers, high-poverty areas, and critical emergency hospitals.
- Allows loan proceeds to be used for facility upgrades, operational costs, and debt management.
- Establishes a reporting requirement for the Secretary to Congress regarding program outcomes.
Who is affected
- Rural health centers
- Rural communities
- Healthcare providers in rural areas
- Patients in rural areas
Notable changes
- Expands the types of health centers eligible for assistance.
- Creates a dedicated program within the Consolidated Farm and Rural Development Act.
- Establishes specific criteria for prioritizing assistance to certain health centers.
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Primary sponsor
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119th CONGRESS — 2d Session
H. R. 8504
IN THE HOUSE OF REPRESENTATIVES
A BILL
To authorize affordable financing assistance for rural health centers facing financial distress, and to protect access to essential health services in rural communities.
This Act may be cited as the Rural Health Resilience Act of 2026
.
Subtitle D of the Consolidated Farm and Rural Development Act (7 U.S.C. 1981–2008w) is amended by inserting after section 374 the following:
A health center shall be eligible for a loan or loan guarantee under this section if—
the health center—
is located in a rural area; or
at least 30 percent of the patients of the health center reside in a rural area; and
the health center demonstrates financial distress through objective indicators such as operating margin of less than 5 percent, low cash reserves, risk of service loss, or such other indicators as may be determined by the Secretary.
In this section:
A subsection (d) hospital (as defined in paragraph (1)(B) of section 1886(d) of the Social Security Act).
A health center that is receiving a grant under section 330 of the Public Health Service Act.
An opioid treatment program (as defined in section 1861(jjj)(2) of the Social Security Act).
A certified community behavioral health clinic (as defined in section 1905(jj)(2) of the Social Security Act).
The term rural area has the meaning given the term in subparagraph (A) of section 343(a)(13), including an area described in clause (ii) of such subparagraph that the Secretary determines under subparagraph (D) of such section is a rural area.
sole community providers, as determined by the Secretary;
providers in a high poverty area or an area designated by the Secretary as having a shortage of personal health services; and
hospitals delivering critical emergency and safety-net services, as determined by the Secretary.
for projects to acquire, repair, or upgrade the systems, facilities, and equipment of the health center;
to cover the operational costs of the health center, including supplies and payroll expenses (except bonuses);
for debt payments, working capital, maintaining essential service lines, bridging reimbursement timing gaps, or refinancing high-interest debt incurred for patient care operations; or
any other activity as the Secretary may allow.