HJRES 167
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".
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Bill overview
This joint resolution seeks to overturn a rule issued by the Bureau of Consumer Financial Protection. The rule involved the withdrawal of Regulation F, which addressed deceptive and unfair collection practices for medical debt. Congress is using the process outlined in U.S. Code to disapprove this specific Bureau action, effectively nullifying its impact.
Key provisions
- Congress is exercising its authority to disapprove federal agency rules.
- The resolution specifically targets a rule related to medical debt collection.
- It aims to reinstate the previously existing Debt Collection Practices (Regulation F).
- The resolution utilizes the congressional disapproval process under Title 5 of the U.S. Code.
- It seeks to prevent the Bureau of Consumer Financial Protection rule from taking effect.
Who is affected
- Consumers
- Medical Debt Collectors
- The Bureau of Consumer Financial Protection
- Healthcare Providers
Notable changes
- Reinstatement of Debt Collection Practices (Regulation F) regarding medical debt.
- Nullification of the Bureau’s withdrawal of the existing rule.
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119th CONGRESS — 2d Session
H. J. RES. 167
IN THE HOUSE OF REPRESENTATIVES
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt
.
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt (89 Fed. Reg. 80715 (October 4, 2024))
(90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.