HJRES 161
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2012-04: Lending discrimination (April 18, 2012)".
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Bill overview
This joint resolution seeks to overturn a rule issued by the Bureau of Consumer Financial Protection. The rule involved the withdrawal of a previous rule from 2012 concerning lending discrimination. Congress is using the process of congressional disapproval to invalidate this specific action taken by the Bureau.
Key provisions
- Congress disapproves of the Bureau of Consumer Financial Protection’s rule.
- The rule regarding Bulletin 2012-04: Lending Discrimination is nullified.
- The action is based on chapter 8 of title 5, United States Code (Congressional disapproval).
- The rule will have no legal effect.
Who is affected
- Consumers
- The Bureau of Consumer Financial Protection
- Lenders
Notable changes
- Reinstates the 2012 lending discrimination rule.
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119th CONGRESS — 2d Session
H. J. RES. 161
IN THE HOUSE OF REPRESENTATIVES
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Bulletin 2012–04: Lending discrimination (April 18, 2012)
.
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Bulletin 2012–04: Lending discrimination (April 18, 2012)
(90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.