HJRES 166
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2015-07 re: in-person collection of consumer debt".
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Bill overview
This joint resolution seeks to overturn a rule issued by the Bureau of Consumer Financial Protection. The rule involved the withdrawal of a prior rule (Bulletin 2015-07) concerning in-person collection of consumer debt. Congress is using the process outlined in Title 5 of the United States Code to disapprove this specific Bureau action.
Key provisions
- Congress is exercising its authority to disapprove federal agency rules.
- The resolution targets a specific rule withdrawn by the Bureau of Consumer Financial Protection.
- The rule in question addressed in-person collection of consumer debt.
- The resolution aims to nullify the effects of the withdrawn rule.
- It utilizes the congressional disapproval process under Chapter 8 of Title 5.
Who is affected
- Consumers
- Debt collectors
- The Bureau of Consumer Financial Protection
- Financial institutions
Notable changes
- This action could reinstate the previous rule (Bulletin 2015-07) regarding in-person debt collection practices.
- It limits the Bureau’s ability to unilaterally withdraw consumer protection rules.
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119th CONGRESS — 2d Session
H. J. RES. 166
IN THE HOUSE OF REPRESENTATIVES
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Bulletin 2015–07 re: in-person collection of consumer debt
.
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Bulletin 2015–07 re: in-person collection of consumer debt (December 16, 2015))
(90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.