HJRES 175
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-02: Deceptive Marketing Practices About the Speed or Cost of Sending a Remittance Transfer".
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Bill overview
This joint resolution seeks to overturn a rule issued by the Bureau of Consumer Financial Protection. The rule involved the withdrawal of a previous rule concerning deceptive marketing practices related to the speed and cost of remittance transfers. Congress is using the process of congressional disapproval to nullify this specific Bureau action.
Key provisions
- Congress is attempting to disapprove a Bureau of Consumer Financial Protection rule.
- The rule in question pertains to deceptive marketing practices.
- Specifically, it relates to how remittance transfers are advertised.
- The resolution utilizes the congressional disapproval process.
- It aims to invalidate the Bureau’s withdrawal of a prior rule.
Who is affected
- Consumers
- Remittance transfer companies
- The Bureau of Consumer Financial Protection
Notable changes
- This action directly challenges a recent Bureau rule.
- It could reinstate a previous rule regarding remittance transfer marketing.
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119th CONGRESS — 2d Session
H. J. RES. 175
IN THE HOUSE OF REPRESENTATIVES
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Consumer Financial Protection Circular 2024–02: Deceptive Marketing Practices About the Speed or Cost of Sending a Remittance Transfer
.
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Consumer Financial Protection Circular 2024–02: Deceptive Marketing Practices About the Speed or Cost of Sending a Remittance Transfer (89 Fed. Reg. 27357 (April 17, 2024))
(90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.