HR 8671
Bank Fraud Technology Advancement Act of 2026
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Bill overview
This bill directs the federal banking agencies to conduct a comprehensive study on how advanced technologies, like artificial intelligence and machine learning, are being used to detect and prevent fraud in banks and credit unions. The study will specifically examine challenges faced by smaller community financial institutions in accessing these technologies and recommend ways to encourage their adoption while protecting consumers and the stability of the payments system. It also proposes a pilot program to help community banks gain access to these tools.
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