HJRES 183
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices".
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Bill overview
This joint resolution seeks to overturn a rule issued by the Bureau of Consumer Financial Protection. The rule in question concerns the withdrawal of a prior rule addressing unlawful negative option marketing practices, as outlined in Consumer Financial Protection Circular 2023-01. Congress is using the process of congressional disapproval to invalidate this Bureau rule and prevent it from being implemented.
Key provisions
- Congress is exercising its authority to disapprove rules under Chapter 8 of Title 5 of the United States Code.
- The resolution specifically targets a rule related to the withdrawal of a prior rule on negative option marketing.
- It aims to prevent the Bureau of Consumer Financial Protection’s rule from taking effect.
- The resolution references the Federal Register publication dates for both the withdrawn rule and the Bureau’s withdrawal action.
Who is affected
- Consumers
- The Bureau of Consumer Financial Protection
- Financial Institutions
Notable changes
- This action represents an attempt to reverse a recent Bureau of Consumer Financial Protection rule.
- It could impact how financial institutions handle negative option marketing practices.
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119th CONGRESS — 2d Session
H. J. RES. 183
IN THE HOUSE OF REPRESENTATIVES
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Consumer Financial Protection Circular 2023–01: Unlawful Negative Option Marketing Practices
.
That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to Consumer Financial Protection Circular 2023–01: Unlawful Negative Option Marketing Practices (88 Fed. Reg. 5727 (January 30, 2023))
(90 Fed. Reg. 20086 (May 12, 2025)), and such rule shall have no force or effect.