HR 5291
Fair Indexing for Health Care Affordability Act
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Bill overview
The Fair Indexing for Health Care Affordability Act aims to make health insurance premiums and cost-sharing more predictable for consumers. It changes how the Department of Health and Human Services calculates the annual adjustments to the premium tax credit and maximum out-of-pocket expenses for health insurance plans. Specifically, the bill updates the method used to determine the percentage increase in premiums, basing it on projections of employer-sponsored health plan costs. This change is intended to provide greater stability and transparency in healthcare costs.
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