HR 4652
Individual Health Insurance Marketplace Improvement Act
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- Passed House
- Passed Senate
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Bill overview
The Individual Health Insurance Marketplace Improvement Act establishes a reinsurance fund to help stabilize the individual health insurance market. This fund will provide payments to health insurance issuers for high-cost individuals enrolled in qualified health plans, aiming to reduce the financial risk for insurers and potentially lower premiums. The bill also includes funding for outreach and enrollment activities to encourage participation in these plans, particularly in states with at-risk market areas. Finally, it requires the Secretary of Health and Human Services to report annually on the program’s impact.
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