HR 10438
Capping Costs for Consumers Act of 2024
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Bill overview
The Capping Costs for Consumers Act of 2024 modifies the Affordable Care Act to adjust cost-sharing reductions for health insurance plans offered through the Health Insurance Exchanges. Specifically, it changes the income thresholds used to determine eligibility for these reductions and shifts the benchmark plan from ‘silver’ to ‘gold’ for cost calculations, starting in 2026. The bill also makes adjustments to state basic health programs to align with gold plans. Funding for these changes is to be provided from the Treasury.
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