HB 2342
An Act amending the act of December 15, 1982 (P.L.1291, No.292), known as the Medicare Supplement Insurance Act, providing for applications for medicare supplement policies.
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To Governor
- Became Law
Bill overview
This bill amends the Medicare Supplement Insurance Act to clarify the process for applying for new Medicare supplement policies. Specifically, it prohibits insurers from denying coverage or charging higher rates based on an applicant’s age, health status, or claims history. It outlines specific conditions an applicant must meet, including submitting an application within 60 days of their birthday to a different insurer, and ensures the new policy goes into effect at least 30 days after the application is signed.
Key provisions
- Insurers cannot deny or discriminate based on applicant’s health or claims history.
- Applications for a new policy must be submitted within 60 days of the applicant’s birthday.
- The application must be to a different insurer than the current policy.
- Applicants must seek to maintain the same type of Medicare supplement plan.
- New policies must go into effect at least 30 days after the application signature date.
Who is affected
- Individuals eligible for Medicare based on age.
- Medicare Supplement Insurance Insurers.
- Healthcare Providers
Notable changes
- Establishes a 60-day window for submitting applications after an applicant’s birthday.
- Requires applications to be submitted to a different insurer.
- Specifies a 30-day waiting period before a new policy takes effect.
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Primary sponsor
Cosponsors
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