The Protecting Homeowners from Squatters Act
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Overview
This bill, the Protecting Homeowners from Squatters Act, aims to prevent federal funding and mortgage support from being used to encourage or enable squatting. It prohibits Community Development Block Grant (CDBG) funding and federal mortgage assistance to municipalities that allow squatting or grant special tenant status to squatters. The bill defines squatting as unauthorized occupancy for a specified period without permission or payment, and requires the federal government to publicly list municipalities prohibited from receiving funds due to squatting issues.
Key provisions
- Prohibits CDBG funding to municipalities that permit squatting.
- Restricts federal mortgage support for loans secured by properties in municipalities allowing squatting.
- Defines squatting as unauthorized occupancy for 10 or more consecutive days without permission or payment.
- Requires the Secretary of Housing and Urban Development to create regulations prohibiting funding for municipalities permitting squatting.
- Mandates public disclosure of municipalities prohibited from receiving federal funds due to squatting.
- Establishes a timeframe (90 days) for agencies to develop guidelines for implementing the mortgage support restrictions.
- Specifies covered agencies including HUD, the Federal Housing Finance Agency, the Department of Veterans Affairs, and the Department of Agriculture.
- Defines ‘Federal support’ to include various types of loan guarantees and insurance.
Who is affected
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Primary sponsor
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