HB 4348
Relating to health insurance for living organ donors
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- Passed House of Delegates
- Passed Senate
- To Governor
- Became Law
Bill overview
This bill aims to protect West Virginians who are living organ donors by ensuring their health insurance policies are not denied, premiums are not increased, or policies are not canceled simply because they are living donors. It clarifies that individuals can continue to receive coverage as a condition of donating an organ and prohibits discrimination based on donor status. The bill applies to various types of health insurance, including sickness, disability, and long-term care policies. It establishes a clear standard for insurers regarding coverage for living organ donors.
Key provisions
- Prohibits health insurers from denying coverage to living organ donors.
- Prevents insurers from increasing premiums for living organ donors.
- Forbids insurers from canceling policies due to a person’s status as a living organ donor.
- Allows individuals to continue receiving coverage as a condition of donating an organ.
- Defines ‘living organ donor’ for the purpose of the legislation.
- Applies to sickness, disability, and long-term care insurance policies.
- Effective date of July 1, 2026.
Who is affected
- Living organ donors
- Health insurance companies
- Individuals with health insurance policies
Notable changes
- Establishes a specific legal protection for living organ donors regarding health insurance coverage.
- Clarifies insurer obligations regarding discrimination based on donor status.
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