SB 196
Relating generally to liability insurance coverage for board of education
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- Passed Senate
- Passed House of Delegates
- To Governor
- Became Law
Bill overview
This bill modifies West Virginia law regarding liability insurance for county boards of education. It increases the minimum amount of liability insurance required for community activities held on school property, establishing a requirement of at least $1 million per occurrence with excess coverage of at least $5 million. The insurance must be obtained from a company licensed to operate in West Virginia, and the state board is authorized to provide insurance if private coverage isn't available. The bill also clarifies definitions and outlines the process for managing insurance costs and claims.
Key provisions
- Increases the minimum liability insurance coverage for county boards of education to $1 million per occurrence with $5 million excess coverage.
- Requires insurance to be obtained from a West Virginia-licensed insurance company.
- Defines ‘organization’ for insurance purposes, excluding associations primarily focused on lobbying.
- Clarifies that county boards are not liable for unorganized recreation on school property, but are liable for gross negligence or willful misconduct.
- Establishes a process for the State Board of Risk and Insurance Management to negotiate and settle insurance claims.
- Specifies that the cost of insurance will be paid by the organization or association using the school property.
- Funds received by the board will be deposited with the West Virginia Board of Investments.
Who is affected
- County Boards of Education
- School Districts
- Organizations using school property for community activities
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