SB 556
Modifying priority of insurance coverage for drivers of certain vehicles provided by entities
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Sign in to take action- Introduced
- Passed Senate
- Passed House of Delegates
- To Governor
- Became Law
Bill overview
This bill modifies West Virginia’s insurance laws to ensure that coverage for drivers using vehicles provided by dealerships, rental companies, or leasing firms is prioritized. Specifically, it clarifies that insurance coverage provided by these entities is primary, and any insurance held by the driver is secondary, unless certain conditions are met. The bill also addresses situations where employees are using company vehicles and clarifies the priority of insurance coverage in those cases.
Key provisions
- Insurance provided by dealerships, rental companies, or leasing firms is primary coverage for drivers using their vehicles.
- Driver’s insurance is secondary unless specific conditions are met regarding payment and vehicle use.
- Employees using company vehicles with permission are covered under the company’s insurance as secondary.
- Insurance maintained on vehicles rented or leased is secondary to other available coverage.
- Additional insurance purchased from rental or leasing companies is primary.
- The bill aims to align West Virginia law with federal requirements.
- The bill covers bodily injury and property damage liability.
- The bill applies to motor vehicles licensed in West Virginia.
Who is affected
- Vehicle owners
- Vehicle drivers
- Dealerships
- Rental companies
- Leasing companies
Notable changes
- Prioritizes insurance coverage provided by dealerships, rental companies, and leasing firms.
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