HR 3716
Systemic Risk Authority Transparency Act
Jurisdiction
US Congress
Session
119th Congress (2025-2026)
Last updated at
Jun 14, 2026, 3:10 AM
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Sign in to take action- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Bill overview
The Systemic Risk Authority Transparency Act requires federal banking regulators to provide detailed reports to Congress following the failure of an insured bank, particularly when a ‘systemic risk’ determination is made. These reports will include an analysis of the failure’s causes, such as executive mismanagement, regulatory shortcomings, and compensation practices. The GAO will also conduct a review to assess contributing factors and potential systemic impacts, while the relevant banking agency must submit a report detailing examination history and supervisory communications. This legislation aims to increase transparency and accountability in the event of bank failures.
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