Living Donor Protection Act of 2025
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Overview
This bill, the Living Donor Protection Act of 2025, aims to prevent insurance companies from denying coverage, canceling policies, or increasing premiums based solely on a person’s status as a living organ donor. It prohibits discrimination in life, disability, and long-term care insurance. The bill also directs the Department of Health and Human Services to update public information about the benefits, risks, and insurance implications of living organ donation.
Key provisions
- Prohibits insurance companies from denying coverage or increasing premiums for living organ donors based on their donor status.
- Allows state insurance regulators to enforce the prohibition against discrimination.
- Defines key terms such as ‘disability insurance policy,’ ‘life insurance policy,’ ‘living organ donor,’ and ‘long-term care insurance policy.’
- Requires the Secretary of Health and Human Services to review and update educational materials on living organ donation.
- Directs the Secretary to update public service announcements and websites with information about the bill’s changes.
- Specifies a timeframe of 6 months for the Secretary to complete the review and updates.
Who is affected
- Living organ donors
- Life insurance policyholders
- Disability insurance policyholders
- Long-term care insurance policyholders
- Insurance companies
Bill text
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Sponsors
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