Health Care Affordability Act of 2025
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Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Overview
This bill makes permanent the changes to health insurance subsidies enacted by the American Rescue Plan Act of 2021 and the Inflation Reduction Act of 2022. Specifically, it eliminates the income limit that previously restricted eligibility for the premium tax credit, allowing more people with household incomes up to 400% of the federal poverty level to qualify. The bill also permanently lowers the percentages used to calculate the amount of the premium tax credit, increasing the amount of financial assistance provided to eligible individuals and families.
Key provisions
- Eliminates the 400% of the federal poverty level income limit for premium tax credit eligibility.
- Permanently lowers the applicable percentages used to calculate the premium tax credit.
- Increases the amount of the premium tax credit available to eligible individuals and families.
- Adjusts the applicable percentages using a sliding scale based on household income tiers.
- Removes certain provisions related to affordability calculations for the premium tax credit.
Who is affected
- Individuals and families purchasing health insurance through the Health Insurance Marketplace.
- Taxpayers eligible for the premium tax credit.
- The Health Insurance Marketplace system.
Notable changes
- Makes permanent the expansion of premium tax credit eligibility.
Bill text
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Sponsors
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166 on record
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