American Affordability Act of 2025
Take action
Record your position on this measure.
Create an account to record your position, submit testimony, or contact your legislator.
Progress
Where this bill stands in the legislative process.
- Introduced
- Passed House
- Passed Senate
- To President
- Became Law
Overview
The American Affordability Act of 2025 aims to address the nation’s cost-of-living crisis primarily through housing and energy reforms. It increases funding for low-income housing credit programs, modifies tenant eligibility rules, and introduces incentives for affordable housing development, including investments in conversions and neighborhood homes. The bill also includes provisions to lower energy costs through tax credits for clean energy production, efficiency improvements, and electric vehicles, alongside measures to support child and dependent care, education, and workforce training. Finally, it expands access to affordable housing for veterans, disabled individuals, and formerly justice-involved people.
Key provisions
- Increases in State allocations for the Low-Income Housing Credit program.
- Modifications to tenant eligibility rules, including changes to average income tests and student occupancy restrictions.
- Increased credit for certain projects serving extremely low-income households and bond-financed projects.
- Elimination of a population cap for difficult development areas.
- Establishment of a refundable child tax credit with monthly advance payments.
- Expansion of the American Opportunity Tax Credit and Pell Grant exclusion.
- Creation of a new neighborhood homes credit.
- First-time homebuyer refundable tax credit and a refundable credit for rent paid.
Who is affected
- Low-income households
- Housing developers
- Landlords
Bill text
Read the latest version inline or switch to a previous version.
Text extraction is in progress. View the official source.
Sponsors
Official sponsors from legislative records.
47 on record
Primary sponsor
Cosponsors
Arguments
Reasons offered for and against this legislation.
Arguments in favor
No arguments in favor have been submitted.
Submit yoursArguments opposed
No arguments opposed have been submitted.
Submit yours